Rmd Life Expectancy Table 2024. You can generally divide the balance of all your retirement plans (as of december 31 of the previous year) by a life expectancy factor. The table and its associated distribution periods are based on complicated actuarial calculations of.

Use this table for calculating lifetime rmds from iras and retirement plan accounts. The irs uniform lifetime table, also known as the rmd table, is a life expectancy chart designed to help you calculate your rmds based on your estimated.